Phoenix is called the “Valley of the Sun,” and for good reason. Soaked in warmth and light, this desert metropolis gets more sun than any other metropolitan area in the United States.
But the balmy weather is just the start of what Phoenix has to offer. This bustling city is the cultural center of the region, offering parks and museums, art walks, symphonies, and more. There is a vibrant nightlife, and sports fans will rejoice that Phoenix is one of just 13 cities nationwide to boast representatives of four major professional sports leagues. The job market in Phoenix is healthy, so there is plenty of opportunity here for professional growth. The cost of living is not too high either, so this is a wonderful place to settle down and build a life. Nonetheless, many homebuyers in Phoenix struggle to find the lowest mortgage rates on this city’s gorgeous properties.
That’s where B Home can help. As your Phoenix, AZ mortgage broker, B Home can help you apply and qualify for the best Phoenix home loan rates.
We Can Help You Build or Buy a Home in Phoenix, AZ
If you are looking to buy a home in Phoenix or construct one yourself with a custom design, we can connect you with a broad range of home loan products ideally suited to your needs. These include:
- Conventional loans – These are loans which conform to the limits set by Fannie Mae and Freddie Mac. Most of our clients are searching for the lowest rates on Phoenix conventional home loans.
- VA loans – These government-backed loans are available to veterans, service members and surviving spouses. With a VA loan, there is no down payment and no requirement to purchase private mortgage insurance (PMI).
- FHA loans – These loans are intended for first-time home buyers in Phoenix, Arizona. With a government-backed FHA loan, your down payment could be as low as 3.5%. These loans have looser restrictions when it comes to income and FICO scores.
- Jumbo loans – These are loans which do not conform to the limits set by Fannie Mae and Freddie Mac. If you are purchasing a more expensive property, you will need to apply for a Jumbo loan.
Need Help Refinancing in Phoenix, AZ? B Home Has You Covered
Additionally, B Home helps customers who already own a home, but are looking to refinance their mortgages to reduce their interest payments. With a home loan refinance in Phoenix, you could significantly reduce the amount of money that you are paying each month. Over the long run, this could mean that you will be able to pay off your loan sooner, reducing the cost of the overall interest even further.
Looking for a home loan for other reasons that do not fit under home purchase or refinance? We can still help you out. B Home also assists customers who are searching for financing for upgrades to their homes or real estate investments. We can also assist you with reverse mortgages.
Contact B Home Today to Find the Most Affordable Home Loans in Phoenix, AZ
Whether you are looking to settle down in our sunny, beautiful valley or you need a loan for refinancing or other purposes, B Home can connect you with the most affordable Phoenix home loans. Give us a call at 602-953-6677. It is time to move into your Phoenix dream home, reduce your interest rates, upgrade your home or increase your cash flow. Whatever your needs, we are ready to help you take the next step.