I provide real solutions to the most difficult mortgage and credit issues with my experience in helping more than 1000 clients obtain mortgage loans.
I am an expert in qualifying scenarios for self-employed individuals with complicated business and personal tax returns.
I am an expert with shortsale, bankruptcy, and foreclosure situations and I will show you exactly what you need to do in order to get the best loan possible and as soon as possible.
I am an expert with mortgage loans for people with multiple rental property situations.
I can provide alternative the best mortgage loans for jumbo and high balance situations, even with very little proof of income and assets for both owner-occupied and investment properties.
I can take you from start to finish on every mortgage loan available whether FHA, VA, Conventional, Jumbo, Hard Money, etc. I have access to them all.
In reading every single Purchase Contract from beginning to end on over 600 purchase transactions, I have a deep understanding of all of the procedures, deadlines, contingencies, strategies, etc. and I work right along with every real-estate agent and title company on every purchase transaction all the way up to a very successful closing.
I have a long-standing and mutually respectable relationship with several local and national wholesale lending firms, which allows me to shop your loan for you initially as well as to hedge your loan for any significant market shifts during the mortgage loan process.
I have the ability to beat both the rate and the overall costs in any loan situation, when you get me an estimate in writing and on the same day. The only way for someone to do this, for certain, is if the individual is the Broker of Record, the majority Owner of the company, and the Mortgage Loan Originator….which I am!